Do cardholders need a bank account?+
No. The card is a prepaid account on its own. Cardholders pass identity verification with a government ID and are active in minutes.
Do I have to change payroll providers?+
No. Keep your provider and add Thanos Link as a payment destination, or load by file from the dashboard each period.
How fast do funds land?+
Loads are available the moment they're approved. There are no batch windows or overnight delays.
Can I mix virtual and physical cards in one program?+
Yes. Same dashboard, same controls, same reporting. Many programs issue a virtual card instantly and mail the physical one after.
Where can cards be issued?+
Canada first, and through our issuing partners in 40+ countries. Availability by country is confirmed during onboarding.
We're on another prepaid card program. Is switching hard?+
We handle it. Send us your cardholder list, we issue new cards and coordinate the cutover with your last period on the old program.
Is there an API?+
Yes. Everything in the dashboard is available as REST endpoints with webhooks for loads, authorizations, declines and card status changes.
Ready to launch your card program?
One call. We come back with the provider, the price and a go-live date.