Do cardholders need a bank account?+
No. The card is a prepaid account on its own. Cardholders pass identity verification with a government ID and are active in minutes.
Do I have to change payroll providers?+
No. Keep your provider and add Thanos Link as a payment destination, or load by file from the dashboard each period.
How fast do funds land?+
Loads are available the moment they're approved. There are no batch windows or overnight delays.
Can I mix virtual and physical cards in one program?+
Yes. Same dashboard, same controls, same reporting. Many programs issue a virtual card instantly and mail the physical one after.
Where can cards be issued?+
Canada first, and through our issuing partners in 40+ countries. Availability by country is confirmed during onboarding.
We're on another prepaid card program. Is switching hard?+
We handle it. Send us your cardholder list, we issue new cards and coordinate the cutover with your last period on the old program.
Is there an API?+
Yes. Everything in the dashboard is available as REST endpoints with webhooks for loads, authorizations, declines and card status changes.
Ready to launch your card program?
One call, one plan, a go-live date within a week.