Money abroad in real time.
Cards for remittance companies, FX providers and businesses paying people in other countries who can't wait for a wire.
Where the time and money go.
The three things every fx and remittance team spends too much on, and what changes with a card program.
Wires are slow and expensive
Two to five days, correspondent fees at every hop, and the recipient still needs a bank account.
$20–50 and days per transferLoad a card abroad instantly
Fund a card held in another country the moment you approve it. Cash at an ATM, spend in store, no bank required.
Recipients are unbanked
A large share of the people you pay have no account to receive into.
Cash pickups and agent feesA card is the account
Recipients verify with an ID and get a card. Every future transfer lands on it.
FX margin lost to intermediaries
Every bank in the chain takes a spread. Your customer pays it, and you don't earn it.
Margin you never seeYou set the rate
Set the FX margin your program earns on every load and every foreign transaction.
How teams use it
Build the fx and remittance program.
Tell us how you pay people today. We map it to cards and come back with a go-live date.